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View the latest blog posts from Southwest Premier Insurance Agency LLC.

In the course of preparing home insurance quotes for a new home buyer in Chandler, Arizona I ran across this liability claim that was associated with the property that my client is purchasing. Now, I've included info about dog bite claims before in several of my blogs... READ MORE >>

You've just got pulled over by the Po-Po. You're late for work so you're speeding. You're eating a lukewarm Egg McMuffin in one hand and texting your mom with the other and you can't possibly understand why the police would want to pull you over. Now you're panicking because you can't find your Proof of Insurance; your Auto Insurance ID card. READ MORE >>

Every Wednesday I'll bring a new feature to my blog which will actually be a video blog. I'm calling it my Premier Quick Tip. It's designed to impart a short, beneficial tip related to some aspect of personal insurance that 99.9% of all of you reading this have for you and your families. READ MORE >>

Occasionally, I run into traditional businesses leasing space in our strip malls, have signs on the buildings, and employees on the floor, which don't have business insurance like they should. I'm working with one such business in Gilbert, AZ right now which is uninsured. READ MORE >>

Every week in my agency we talk to a lot of prospects that are searching for auto insurance. I’m amazed at how often these people sabotage their auto insurance and subsequently themselves, causing them to pay more for their auto insurance over time. READ MORE >>

Your credit history matters when securing auto insurance, home insurance, and many other types of insurance. It has since the early 1990's here in Arizona. Every so often legislation goes through the state which tries to eliminate the use of credit history when underwriting insurance policies. READ MORE >>

I get asked this question (or something similar) every year during the monsoon season so I thought I’d address it in a blog post. The quick answer is NO. The legal principle for this is called Force Majeure; AKA, the Act of God defense. READ MORE >>

If you work hard, this day is for you! Labor Day started as the result of the Central Labor Union of New York adopting a proposal for a Labor Day in which there would be a demonstration and a picnic. Read more on Labor Day History. READ MORE >>

Over the years, I've had clients tell me, after an accident, that they had this immediate sense of panic that maybe, just maybe, they wouldn't be covered for the accident. This sense of panic comes from a lack of understanding of how their insurance contract will perform after an accident. READ MORE >>

If you commute to work you likely see accidents nearly every day. Most are minor but occasionally they can be more serious. Injuries that result in:  extended hospital care long term rehab potential life time disability even death Accidents can happen anytime, anywhere. READ MORE >>

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