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In case you didn't see this yet (I know I wasn't watching the NBA Draft) good things still happen in our professional sports leagues. In this case, the Commissioner of the NBA, Adam Silver, made a class move by drafting Isaiah Austin from Baylor University to the NBA. It was a touching tribute to a young man who's NBA career was cut short this week. He has a life threatening disorder called Marfan syndrome which affects the heart and prevents him from fulfilling his life long dream. Take a few minutes to watch the video.

How does this relate to making wise decisions about insurance? Well, what you may not know is Isaiah Austin has a $1,000,000 insurance policy that the NCAA makes available to elite athletes while in college. This policy pays when the athlete has a total disability that ends their career.

Now, this certainly doesn't fully compensate Mr. Austin because he would have made significantly more during his basketball career. But the decision to purchase the insurance was a wise one no doubt and something we should all consider. Read the full article.

So, what wise insurance decision do you need to make?

  • If you couldn't work any longer because of an illness or injury would your income suffer because you don't have a disability insurance policy? 
  • Have you adequately prepared to provide for your family through life insurance? 
  • If you were sued because of your negligence would your family's finances be in jeopardy because of inadequate liability insurance?

These decisions are more easily made when working with an independent insurance agent. Why? We aren't beholden to a particular insurance company. Our interest is in helping you, the client, make the best decision for you and your family period.

If you need to make some wise decisions with your insurance call us. We're here to help you.

Author Richard Morris

Richard Morris, an independent insurance agent in Chandler, Arizona, has been serving and helping Arizona families and businesses with all their insurance needs for over 23 years. Visit his website at to see all the ways he can help you with your insurance needs or call the office at (480) 336-2707 or toll free at (888) 907-9349. Connect with Rich on Google+ and Twitter.

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