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Are you planning a trip to Puerto Penasco Mexico? This is a favorite destination of many families in Arizona, especially those in Phoenix, Chandler, Scottsdale, Gilbert, and Tempe as "Rocky Point" is only 4 hours away. A short drive and you can enjoy the beach, the sun, the surf, and a cervesa or two.

Before you go you must be aware of new changes in Mexican law regarding liability in the event of a death in an car accident. 

Up to recently, if you were the driver in an at-fault accident, who caused a negligent fatality, the liability damages were capped at 730 days multiplied by the local Mexico Minimum Wage which amounted to about $50,000 in most Mexican States.

Now, the limit has been increased by the Mexican Government to 5,000 days which is a nearly 700% increase in the potential damages you may be responsible to pay if you're the at-fault driver.

My recommendation is to purchase at least $300,000 for Mexico Auto Liability insurance and I highly recommend $500,000. Don't skimp when it comes to the insurance required while driving in Mexico.

If you travel to Mexico frequently and you have a longer term insurance policy, check with the insurance company as many have agreed to honor the $300,000 Death Liability on all currently in force policies until expiration, if the policy was purchased before February 4, 2013.

I encourage you to enjoy Mexico, especially Rocky Point, and before you go get yourself the right amount of liability insurance.

You can get a quote and buy your policy from multiple Mexico Auto Insurance Companies, just click the pic.  Purchase and print your Mexico Auto Insurance policy, 24/7, in minutes from your computer. Don't wait in line at the border to get your insurance anymore.

 Author: Richard Morris

Richard Morris, an independent insurance agent in Chandler, Arizona, has been serving and helping Arizona families with all their insurance needs for over 23 years. Visit his website at to see all the ways he can help you with your insurance needs or call the office at (480) 336-2707 or toll free at (888) 907-9349. Connect with Rich on Google+ and Twitter. Mexico Auto Insurance Online

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